The lease is deemed terminated by the landlord on the anniversary of the death of the tenant, who is the only tenant under a written lease agreement that still resides in the housing unit, and the lessor is not required to apply for a property order from a court of competent jurisdiction. The tenant`s estate remains liable for the actual damage under section 55.1-1251 and the landlord must reduce it. B. A lessor may require, as a condition of tenancy, that a tenant have tenant insurance under the rental agreement, which is a combination of a multi-hazard policy that contains fire, other property, and personal liability insurance insuring personal property in residential units that are not inhabited by the landlord. . . .